What Types of Tree Survey Are Available in Niton?
Niton properties use three survey types: Tree Condition Reports for insurance and subsidence concerns, Mortgage Tree Reports for lender requirements, and BS5837 surveys for planning applications.
Tree Condition Reports (TCR)
A Tree Condition Report assesses the health, structure and stability of trees on a site. Insurers and homeowners request this report to address subsidence risk or safety concerns about individual trees.
Mortgage Tree Reports (MTR)
A Mortgage Tree Report is required when a lender's valuation flags trees close to the property during a house purchase. The report satisfies the requirements set by major UK mortgage lenders before completion.
BS5837 Tree Surveys
A BS5837 survey categorises every tree on site by quality and value, sets root protection areas, and produces a tree constraints plan. Isle of Wight Council requires this survey for planning applications affecting trees.